Effective Date: 1st of October, 2025

This Privacy Policy explains how Prime Insurance Partners LLC (“Company”, “we”, “us”, or “our”) collects, uses, discloses, and protects your information when you visit our website, interact with our online content, or communicate with us regarding our insurance services.

By using this website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

• Personal Information:
  Name, email address, phone number, mailing address, date of birth, basic health information you choose to share (for example, if you mention conditions like diabetes), and other details you provide in quote forms or during consultations.

• Application & Policy Information:
  Information related to your insurance needs, coverage preferences, and applications submitted through us.

• Technical & Usage Information:
  IP address, browser type, device information, pages visited, time spent on the site, and referring URLs, collected via cookies or similar technologies.

• Communication Information:
  Records of emails, calls, messages, or form submissions between you and us.

2. How We Use Your Information

We use the information we collect to:

• Provide life insurance quotes and recommendations

• Compare options from multiple insurance carriers on your behalf

• Respond to your questions, requests, and messages

• Process and submit insurance applications with your authorization

• Improve our website, services, and user experience

• Send appointment confirmations, reminders, and service-related updates

• Comply with legal, regulatory, and licensing obligations

We do not sell your personal information.

3. Sharing Your Information

We may share your information with:

• Insurance carriers and their representatives
  as necessary to obtain quotes, underwriting decisions, or process your applications.

• Service providers
  who support our operations (for example: website hosting, email delivery, CRM/lead management tools) under confidentiality obligations.

• Regulators or legal authorities
  when required by law, regulation, subpoena, or in connection with a legal process.

• Other parties with your consent
  when you explicitly authorize us to share information.

We do not share your information with unrelated third parties for their independent marketing purposes.

4. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

• Understand how visitors use the site

• Improve functionality and performance

• Remember certain preferences

You can adjust your browser settings to refuse cookies, but some parts of the site may not function properly if you do.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect.
However, no method of transmission or storage over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal information for as long as necessary to:

• Provide services you request

• Comply with our legal and regulatory obligations

• Maintain business records consistent with insurance industry standards

7. Your Choices and Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you

• Request corrections or updates

• Request deletion where permitted by law

• Opt out of certain communications

To exercise these rights, contact us using the information in the Contact Us section below.

8. Third-Party Websites

Our website may link to third-party websites or resources. We are not responsible for the privacy practices or content of those third-party sites.
We recommend reviewing their privacy policies separately.

9. Children’s Privacy

Our website and services are not directed to children under 18.
We do not knowingly collect personal information from children under 18. If we become aware that we have done so, we will delete that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
When we make changes, we will update the “Effective Date” at the top of this page. Your continued use of the site after changes are posted indicates your acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us at:

Prime Insurance Partners LLC

7901 4th St N Ste 300
St. Petersburg, FL 33702
Phone: (229) 585-3668
Email: [email protected]