Effective Date: 1st of October, 2025

These Terms of Use (“Terms”) govern your use of the website and online content provided by Prime Insurance Partners LLC (“Company”, “we”, “us”, or “our”). By accessing or using this website, you agree to be bound by these Terms.

1. No Professional Advice

The information on this website is for general informational purposes only and does not constitute legal, tax, or financial advice.
You should consult with an appropriate professional advisor regarding your own situation before making any decisions.

2. No Guarantee of Coverage or Rates

Nothing on this website constitutes a binding offer of insurance.
Coverage, eligibility, and rates are determined by insurance carriers based on their underwriting guidelines and your individual circumstances.
Quotes and illustrations are estimates only and are not guaranteed until a policy is issued by the carrier.

3. Use of the Website

You agree to use this website only for lawful purposes and in compliance with these Terms. You agree not to:

• Use the site in any way that violates applicable laws or regulations

• Attempt to gain unauthorized access to any part of the site, servers, or systems

• Interfere with or disrupt the site’s functionality or security

• Use automated tools (scrapers, bots) without our prior written consent

4. Intellectual Property

All content on this website—including text, graphics, logos, icons, and layout—is owned by or licensed to Prime Insurance Partners LLC and is protected by applicable intellectual property laws.

You may view, download, and print content for your personal, non-commercial use only.
You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Third-Party Links

Our site may contain links to third-party websites.
We do not control, endorse, or assume responsibility for the content, products, or services of any third-party site.
Visiting those sites is at your own risk.

6. Disclaimer of Warranties

This website is provided on an “as-is” and “as-available” basis.
We make no warranties, express or implied, regarding the website’s operation or the accuracy, completeness, or reliability of any content.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Prime Insurance Partners LLC and its members, employees, and representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website.

Our total cumulative liability for any claim related to the website will not exceed the amount, if any, you paid to us for access to the site.

8. Indemnification

You agree to indemnify and hold harmless Prime Insurance Partners LLC from and against any claims, liabilities, damages, judgments, and expenses (including reasonable attorneys’ fees) arising out of your use of the website or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles, and applicable federal law.

10. Changes to These Terms

We may update these Terms from time to time. When we make changes, we will update the “Effective Date” above.
Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us at:

Prime Insurance Partners LLC

7901 4th St N Ste 300
St. Petersburg, FL 33702
Phone: (229) 585-3668
Email: [email protected]